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Early-stage fintech companies often face a common challenge. They need to move quickly, validate a concept, and deliver something tangible. However, the range of technical components for modern products has never been wider. Web platforms, mobile user experience, payments, compliance, real-time systems, embedded devices, and increasingly, blockchain and AI all exist before product-market fit is confirmed.
Goldenticket approached Peakweb with this exact issue. They didn’t want just one implementation partner. They required research, clear architecture, and a team that could cover various areas without disrupting the product. In other words, they needed a one-stop shop that could still work at the pace of a startup.
Peakweb partnered with Goldenticket to design and deliver Goldenticket, a next-generation fintech MVP leveraging cutting-edge generative AI tooling throughout research, architecture design, and implementation.
From day one, the focus was on building an MVP that was:
This wasn’t about stitching together demos. It was about laying a foundation.
One of the most critical inputs into Goldenticket’s architecture was fee optimization.
Through research and modeling, Peakweb and Goldenticket evaluated the true cost structures imposed by incumbent credit card networks and traditional point-of-sale systems. For many merchants, these fees quietly erode margins, especially in promotional, loyalty, and coupon-driven use cases where transaction sizes are small but volumes are high.
Goldenticket’s architecture was intentionally designed to:
By combining USDC-based flows, smart account abstraction, and lightweight embedded redemption hardware, the system minimizes intermediaries while maintaining usability and compliance. Fee optimization wasn’t an afterthought—it shaped the technical and product decisions from the very beginning.
Goldenticket’s core application is a modern, production-grade web platform:
This stack enables fast iteration, strong typing, and scalable real-time workflows, without over-engineering early-stage complexity.
Goldenticket extends beyond the browser into the physical world:
Peakweb designed the embedded architecture to behave as a first-class system, not an afterthought, ensuring secure, reliable redemption flows in real-world environments.
Blockchain components were introduced selectively and pragmatically:
Rather than speculative complexity, blockchain was used where it delivered clear product and operational advantages, particularly around settlement, automation, and cost control.
Goldenticket’s on-chain components were modular and purpose-built:
This structure allows Goldenticket to evolve campaign logic, incentives, and automation without redeploying the entire system.
Goldenticket required seamless coordination across multiple third-party systems:
| Category | Services |
|---|---|
| Auth | Magic.link (customers), WorkOS (merchants/admins) |
| Payments | Coinbase Onramp (USDC) |
| Communications | Sinch SMS & Verification, Mailgun |
| Location | Google Places API |
| Wallet Passes | Apple Wallet, Google Wallet |
| Cloud | GCP (Pub/Sub, Storage) |
Peakweb handled integration strategy and execution end-to-end—ensuring consistency across identity, payments, messaging, and fulfillment.
Goldenticket’s progress wasn’t just about tools; it was about approach.
Research-first thinking. Peakweb used generative AI and deep domain experience to explore multiple architectural paths before committing to one. Trade-offs were explicit, not accidental.
Breadth without fragmentation. Web, AI, embedded systems, payments, and blockchain were treated as parts of a single product—not silos managed by separate vendors.
True one-stop-shop delivery. From early whiteboarding through MVP-ready systems, Goldenticket worked with a single senior team that owned the whole outcome.
For an entrepreneurial MVP, this matters. Every handoff introduces risk. Every gap slows momentum.
Goldenticket is currently in active conversations with pilot partners, with initial deployments targeted for later in Q1.
The MVP is designed to validate real-world usage quickly while leaving room for rapid iteration, new campaigns, new devices, deeper automation, and expanded financial primitives as demand and feedback evolve.
That’s the kind of MVP Peakweb specializes in.
If you’re an entrepreneur building something ambitious—especially in fintech, AI, or emerging platforms - Peakweb brings the research depth, technical breadth, and execution focus to help you move fast without cutting corners.
Book a discovery call and let’s talk about your MVP.